Shock therapy to avoid scams l Quora : A Jetpak created by mamitawarth : Jeteye
The annual list of the top 10 consumer complaints is out, and it features familiar scams. Once again, the report is a good reminder to be careful. Some of the scams have become more sophisticated, with more high-tech ways of stealing your money. Topping the list are auto complaints, including misrepresentations in advertising or sales, faulty repairs, and leasing and towing disputes. In second place are complaints about credit and debt. The category includes mortgage modifications and mortgage-related fraud, credit-repair schemes, debt-relief services, predatory lending, and illegal or abusive debt-collection tactics. The five fastest-growing complaints are about fraud, debt-collection abuses, do-not-call violations, mortgage-related issues, and problems that people have had with both legitimate and sham home-improvement companies. New to the list this year are real-estate-related complaints. Hard times have left many people wanting to dump their timeshares, or at least get out from under yearly maintenance fees they can no longer afford. This desperation on the part of timeshare owners has been a boon to schemers. In one such swindle, “timeshare resellers” tell folks they can help them unload their unwanted properties and ask for an upfront fee for the service. I’m sure you can guess what happens. No buyers are found, no help is really offered and people are out of their money, stuck with a timeshare they can’t afford. But then another timeshare crook swoops in to add insult to financial injury. Timeshare recovery companies offer to help owners get back the funds lost to resellers. They ask for an upfront fee. It’s a double financial whack because this, too, turns out to be a scam.
torsdag den 30. august 2012
MAMITAWARTH-SPRINGHILL GROUP: Stressed and Depressed, South Koreans Avoid Therap...
MAMITAWARTH-SPRINGHILL GROUP: Stressed and Depressed, South Koreans Avoid Therap...: http://www.quora.com/Lee-Watanabe/Springhill-Group/Stressed-and-Depressed-South-Koreans-Avoid-Therapy-web-ample-l-mypage-rediff It can som...
Stressed and Depressed, South Koreans Avoid Therapy l Quora
http://www.quora.com/Lee-Watanabe/Springhill-Group/Stressed-and-Depressed-South-Koreans-Avoid-Therapy-web-ample-l-mypage-rediff
It can sometimes feel as if South Korea, overworked, overstressed and ever anxious, is on the verge of a national nervous breakdown, with a rising divorce rate, students who feel suffocated by academic pressures, a suicide rate among the highest in the world and a macho corporate culture that still encourages blackout drinking sessions after work. More than 30 South Koreans kill themselves every day, and the suicides of entertainers, politicians, athletes and business leaders have become almost commonplace. The recent suicides of four students and a professor at Korea’s leading university shocked the nation, and in recent weeks a TV baseball announcer, two professional soccer players, a university president and the former lead singer in a popular boy band killed themselves. And yet Koreans — while almost obsessively embracing Western innovations ranging from smartphones to the Internet to cosmetic surgery — have largely resisted Western psychotherapy for their growing anxieties, depression and stress. Talk-therapy modalities with psychiatrists, psychologists and other types of trained counselors are only slowly being accepted, according to mental health experts here. “Talking openly about emotional problems is still taboo,” said Dr. Kim Hyong-soo, a psychologist and professor at Chosun University in Kwangju. “With depression, the inclination for Koreans is to just bear with it and get over it,” he said. “If someone goes to a psychoanalyst, they know they’ll be stigmatized for the rest of their life. So they don’t go.” Mental health experts said many troubled South Koreans seek help from private psychiatric clinics (and pay their bills in cash) so their government-insurance records do not carry the stigma of a “Code F,” signifying someone who has received reimbursement for such care. Even when Koreans do seek out counseling, the learning curve can be steep. A prominent psychiatrist with a practice in Seoul, Jin-seng Park, said it was not uncommon for some new patients to come to his office, talk over a problem for 40 minutes and then be shocked when they’re presented with a bill.
It can sometimes feel as if South Korea, overworked, overstressed and ever anxious, is on the verge of a national nervous breakdown, with a rising divorce rate, students who feel suffocated by academic pressures, a suicide rate among the highest in the world and a macho corporate culture that still encourages blackout drinking sessions after work. More than 30 South Koreans kill themselves every day, and the suicides of entertainers, politicians, athletes and business leaders have become almost commonplace. The recent suicides of four students and a professor at Korea’s leading university shocked the nation, and in recent weeks a TV baseball announcer, two professional soccer players, a university president and the former lead singer in a popular boy band killed themselves. And yet Koreans — while almost obsessively embracing Western innovations ranging from smartphones to the Internet to cosmetic surgery — have largely resisted Western psychotherapy for their growing anxieties, depression and stress. Talk-therapy modalities with psychiatrists, psychologists and other types of trained counselors are only slowly being accepted, according to mental health experts here. “Talking openly about emotional problems is still taboo,” said Dr. Kim Hyong-soo, a psychologist and professor at Chosun University in Kwangju. “With depression, the inclination for Koreans is to just bear with it and get over it,” he said. “If someone goes to a psychoanalyst, they know they’ll be stigmatized for the rest of their life. So they don’t go.” Mental health experts said many troubled South Koreans seek help from private psychiatric clinics (and pay their bills in cash) so their government-insurance records do not carry the stigma of a “Code F,” signifying someone who has received reimbursement for such care. Even when Koreans do seek out counseling, the learning curve can be steep. A prominent psychiatrist with a practice in Seoul, Jin-seng Park, said it was not uncommon for some new patients to come to his office, talk over a problem for 40 minutes and then be shocked when they’re presented with a bill.
MAMITAWARTH-SPRINGHILL GROUP: Shock therapy to avoid scams l Quora
MAMITAWARTH-SPRINGHILL GROUP: Shock therapy to avoid scams l Quora: http://www.quora.com/Lee-Watanabe/Springhill-Group/Shock-therapy-to-avoid-scams-web-ample-l-mypage-rediff The annual list of the top 10 co...
Shock therapy to avoid scams l Quora
http://www.quora.com/Lee-Watanabe/Springhill-Group/Shock-therapy-to-avoid-scams-web-ample-l-mypage-rediff
The annual list of the top 10 consumer complaints is out, and it features familiar scams. Once again, the report is a good reminder to be careful. Some of the scams have become more sophisticated, with more high-tech ways of stealing your money. Topping the list are auto complaints, including misrepresentations in advertising or sales, faulty repairs, and leasing and towing disputes. In second place are complaints about credit and debt. The category includes mortgage modifications and mortgage-related fraud, credit-repair schemes, debt-relief services, predatory lending, and illegal or abusive debt-collection tactics. The five fastest-growing complaints are about fraud, debt-collection abuses, do-not-call violations, mortgage-related issues, and problems that people have had with both legitimate and sham home-improvement companies. New to the list this year are real-estate-related complaints. Hard times have left many people wanting to dump their timeshares, or at least get out from under yearly maintenance fees they can no longer afford. This desperation on the part of timeshare owners has been a boon to schemers. In one such swindle, “timeshare resellers” tell folks they can help them unload their unwanted properties and ask for an upfront fee for the service. I’m sure you can guess what happens. No buyers are found, no help is really offered and people are out of their money, stuck with a timeshare they can’t afford. But then another timeshare crook swoops in to add insult to financial injury. Timeshare recovery companies offer to help owners get back the funds lost to resellers. They ask for an upfront fee. It’s a double financial whack because this, too, turns out to be a scam.
The annual list of the top 10 consumer complaints is out, and it features familiar scams. Once again, the report is a good reminder to be careful. Some of the scams have become more sophisticated, with more high-tech ways of stealing your money. Topping the list are auto complaints, including misrepresentations in advertising or sales, faulty repairs, and leasing and towing disputes. In second place are complaints about credit and debt. The category includes mortgage modifications and mortgage-related fraud, credit-repair schemes, debt-relief services, predatory lending, and illegal or abusive debt-collection tactics. The five fastest-growing complaints are about fraud, debt-collection abuses, do-not-call violations, mortgage-related issues, and problems that people have had with both legitimate and sham home-improvement companies. New to the list this year are real-estate-related complaints. Hard times have left many people wanting to dump their timeshares, or at least get out from under yearly maintenance fees they can no longer afford. This desperation on the part of timeshare owners has been a boon to schemers. In one such swindle, “timeshare resellers” tell folks they can help them unload their unwanted properties and ask for an upfront fee for the service. I’m sure you can guess what happens. No buyers are found, no help is really offered and people are out of their money, stuck with a timeshare they can’t afford. But then another timeshare crook swoops in to add insult to financial injury. Timeshare recovery companies offer to help owners get back the funds lost to resellers. They ask for an upfront fee. It’s a double financial whack because this, too, turns out to be a scam.
tirsdag den 17. april 2012
UPDATED: Gas Odor Evacuates Havre de Grace High Building - Havre de Grace, MD Patch
http://havredegrace.patch.com/articles/gas-odor-evacuates-havre-de-grace-high-building
Related Topics: Havre de Grace High School and Susquehanna Hose Company
UPDATED (1:50 p.m.)—A portion of Havre de Grace High School has been evacuated for a "faint odor of gas," a school official confirmed toPatch.
The building containing the gymnasium, auditorium and the music department was evacuated around 12:30 p.m.
Teri Kranefeld, manager of communications forHarford County Public Schools, told Patch in an email a "faint gas smell was detected by the boiler room near the gym. That building has been evacuated. Police and the [Susquehanna Hose Company] are on site to assess the situation."
Kranefeld had no further info as of 12:44 p.m.
Students in the gym and auditorium building were moved to the main building.
Chief Scott Hurst told Patch in a text message Monday afternoon that the Susquehanna Hose Company reported a gas leak in the boiler room to BGE. Hurst added that a BGE crew was on the scene around 1:45 p.m.
Stay with Patch for updates.
Springhill Group: springhill group south korea Learn what a CFE can do for you
http://melissarocks98.blogspot.com/2012/03/springhill-group-south-korea-learn-what.html
In today’s economic climate, who will help you protect your company and your clients from the devastating impact of fraud?
Fraud can creep into your business in a number of ways.
You may find you need an objective expert to deter potential problems, investigate allegations or provide resolution.
A Certified Fraud Examiner (CFE) offers anti-fraud knowledge and skills you need to:
• Investigate allegations against one of your employees
• Recommend strong anti-fraud internal controls
• Conduct interviews related to sensitive issues
• Provide assistance with financial dispute resolution
• Resolve irregularities discovered during your company’s audit
• Provide expert testimony on financial and investigative matters
A Unique Set of Skills
Fraud Examiners have a unique set of skills that are not found in any other discipline; they combine knowledge of complex financial transactions with an understanding of law, criminology, investigation and how to resolve allegations of fraud.
CFEs work in a variety of disciplines including accounting, auditing, fraud investigation and security, as well as in different industry segments including government, healthcare, financial services, manufacturing and retail distribution.
CFEs are knowledgeable in four areas critical to the fight against fraud:
• Fraudulent Financial Transactions
• Criminology & Ethics
• Legal Elements of Fraud
• Fraud Investigation
Reduce Fraud Risks and Costs
Heightened fraud awareness, combined with new laws and regulations, has increased the already growing demand in the workforce for professionals who are highly skilled at deterring, detecting and investigating fraud.
CFEs have the ability to:
• Identify and reduce opportunities for fraud
• Implement effective anti-fraud controls
• Continuously improve anti-fraud measures based on new risks and technologies
• Educate employees to deter fraud and report wrongdoing
• Resolve allegations or suspicions of fraud
• Assist in the recovery of fraud losses
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